Diksha Financial Services
An Authorised DSA channel Partner of RuLoans

Get Your 
Personal Loan Approved Instantly

Our lending partners will be more than pleased to offer you a personal loan for your urgent upfront needs. At DFS India, you can opt for online personal loans or loans offline when you need money for expenses

Get Your Personal Loan in few clicks.

Interest on Personal Loan depends on various factors such as CIBIL score, Repayment History, Principal amount, Tenure.

Quick & easy loans for anyone


    Partner Program

    Fill out your details by entering your details. Our user-friendly process makes it easy and convenient for you.

    Once your application is received, our financial experts get in touch with you to equip you with sound knowledge of the process and how we function.

    Receive process training from our top financial experts who buff you in improving your skills and expertise.

    You will be asked to sign a DFS India Business Partner Agreement to legalise your partnership with us.

    Congratulations, you are now a DFS India Business Partner.

    We Provide Variety of Loans

    About our Channel Partner

    Ruloans is an innovative one-stop-shop for all your financial needs, including Home Loans, Personal Loans, Credit Cards, Business Loans, Balance Transfers and more.

    With a PAN India presence across 1600+ cities, Ruloans is one of the leading credit lending establishments founded by professionals and financial experts who with an experience of 20+ years have created a rich profile of satisfying the needs of more than 10 lakhs+ clients. Our internally developed highly proficient Loan Calculator algorithm helps us serve you the best options and deals for the loan/financial product of your choice. Our algorithmic engines help you by using strong factual data made from relative latest changes in the market and a calculated understanding of the future trends.

    Connect with us to help you take your financial decisions right and smart.

    How to apply for a Personal Loan

    loans3 icon1 1
    loans3 icon2 1
    loans3 icon3 1

    Check Eligibility

    Check Your Eligibility and Click On Apply Now

    Fill Personal Details

    Fill In Personal And Financial Details


    Submit & Wait for your money to arrive

    loans3 lady 1

    We support our customers in achieving their desired outcomes.

    Successful Disbursal

    70,000 cr +

    Reach in cities

    Partner Banks & NBFCs


    Different Types of Credit Cards Offered by DFS India

    DFS India offers a selection of credit cards in association with Partner Banks and NBFCs to suit individual profiles based on requirements. Each partner financial institution issues credit cards based on eligibility criteria that differ. Here are the generic few of those prescribed criteria, which you need to fulfil before issuing your choice of credit card.

    loans3 pdf 1
    View the document

    PDF 314 KB

    loans3 lady2 1

    Our mission

    A cutting-edge one-stop shop for all your financial needs, Diksha Financial Service India offers home loans, personal loans, credit cards, business loans, balance transfers, and more.
    Diksha Financial Service India is one of the top credit lending institutions in India with a presence in more than 100 cities and a PAN India footprint. It was founded by professionals and financial experts with over 25 years of experience who have built a strong portfolio of satisfying the needs of more than 10 lakh+ clients. We are able to provide you with the finest possibilities and prices for the loan or financial product of your choosing thanks to our in-house created, highly effective Loan Calculator algorithm. Our algorithmic engines assist you by employing solid factual information derived from recent market events and a determined comprehension of anticipated future patterns.

    Connect with us so we can assist you in making wise and informed financial decisions.

    You can trust us

    Why Do People Believe in Us

    We have achieved widespread acclaim throughout India thanks to our unwavering commitment and tireless efforts to address all of your financial concerns.

    • Assess Lenders
      With a comprehensive list of more than 100 partnered Banks & NBFCs, you may compare and select your lender.
    • fastest method
      Our clients receive rapid and uncomplicated disbursements because to our simple application process.
    • Expert Direction
      Our highly experienced financial professionals help you borrow wisely.

    What Customers Have to Say

    I sincerely appreciate all of your kind efforts in assisting me in obtaining a Personal Loan from HDFC Bank through Diksha Financial Service India. Dealing with you was a very amazing experience. Your commitment and diligent effort made the entire process go more smoothly.

    Quick & easy
    loans for anyone

    loans3 footer icon 1


    +919122940824 , +919279752021

    Our Partners

    Moving Communities Forward